In Indian real estate, terms such as A Khata and B Khata are commonly used. However, these terms have slight differences. A Khata refers to a property having legal documents and approvals, whereas B Khata refers to a property lacking some approvals. Sometimes, it infringes zoning regulations. In this blog, we will discuss the differences and benefits of A Khata and B Khata.
Why to get a Khata certificate?
Getting a Khata certificate is important for homeowners. It certifies that they are the sole owners and confirms the property’s legal status. A Khata certificate also showcases compliance with government regulations, allows easy access to important services and benefits, and enables property transactions. So, along with other documents required to buy a property in India, having A khata certificate is also important
Who can get a khata certificate?
Property owners who have all the required approvals and abide by the zoning directives can get a Khata certificate. For this, they need to submit the necessary documents, such as building plan approvals, property deeds, tax receipts, and other documents, to the municipal corporation.
A Khata & B Khata Comparison
Meaning and significance
A Khata document signifies legal authorization from the civic body. It also denotes that the property fulfills the regulatory laws and comes with a legal title deed. With this document, you can get civic utilities like electricity, sewage, and water connections.
On the contrary, B Khata denotes a provisional or temporary document. It is given to those properties that do not comply completely with municipal directives. Such properties usually pose minor violations; for example, they may deviate from the approved plan and more. So whether you buy a flat in Lucknow or in any other part of India, ensure that you get the right Khata to confirm your legal rights.
How to apply for a Khata?
You can follow these steps to apply for a Khata.
- Visit your municipal authority’s official website.
- Select your locality and fill in the details.
- Upload the documents as per the guidelines mentioned there.
- Pay the required charges online via debit card, credit card, or net banking.
- Now log into your account and track your application status.
What are the tax and legal implications for Khata certificates?
Properties having A Kahat certificates are deemed legal. They have clear titles and owners get all the benefits provided by the municipal corporation. They can access tax and loan benefits. The tax is calculated considering a property’s assessed value.
Even though properties with B Khata certificates denote irregularities, they aren’t considered illegal. Availing of loans and civic amenities may face some sorts of hindrance with a B certificate. B Khata properties also have high loan interest rates.
Documents required for A Khata Certificate
- Allocation documents granted by the State Housing Board
- Attested copy of the title deed
- Building layout plan
- Property location details
- Tax receipts
- Professional documents
Documents required for B Khata Certificate
- Title deed or Possession Certificate
- Tax payments receipts
- National savings certificate
- Sketch of the property showing its boundaries & location
- Encumbrance Certificate if the property is vacant
- Improvement charges receipts
P.S. Please note that the document requirements vary according to the state policies.
Conclusion
A Khata Certificate and B Khata Certificate are two different documents given to homeowners. These documents have slight differences between them. While A Khata showcases legal ownerships, the B Khata denotes properties with minor irregularities. Both the documents have their importance for homeowners.
